Buyer tool

Static caravan cost calculator

A static caravan can look like an affordable escape route. The real number is the yearly cost: pitch fees, finance, insurance, utilities, maintenance, setup and depreciation.

Calculate your true cost Browse static homes

The mistake to avoid

Do not calculate the purchase price. Calculate the ownership system.

The right question is not “Can I afford this caravan?” It is “Can I afford the caravan, the pitch, the rules, the setup, the running costs and the exit?”

Pitch or site fees

The annual park fee is often the biggest ongoing cost after finance.

Season and access rules

Holiday parks may not allow 12-month residential use. Check the licence and park rules.

Transport and siting

Moving, connecting and preparing a static caravan can materially change year-one affordability.

Depreciation

A caravan may lose value over time, so the true cost is bigger than the bills alone.

Interactive calculator

Estimate the real yearly cost

Change the numbers to match a listing you are considering. This is a planning tool, not financial, legal or tax advice.

Purchase price

The asking price for the static caravan or holiday home.Deposit / cash contribution

Cash you expect to put in upfront before any finance.Known monthly finance payment

If you already have a finance quote, enter it here. Leave as 0 to estimate from APR and term.APR estimate

Used only when no known monthly payment is entered.Finance term

years

Used with APR to estimate monthly borrowing cost.Annual pitch / site fees

The yearly park fee for keeping the caravan on its pitch.Annual insurance

Static caravan or holiday-home insurance estimate.Annual utilities

Gas, electricity, water, waste and similar running costs.Annual maintenance buffer

Repairs, safety checks, winterisation, cleaning and wear-and-tear.Transport, siting and setup

One-off year-one costs such as transport, siting, decking, connection or setup work.Annual depreciation estimate

A planning allowance for value loss. It is not a cash bill, but it affects the true cost of ownership.Expected annual rental income

Optional. Only include if the park allows letting and you have realistic occupancy assumptions.

Buying checklist

Questions to ask before viewing

✓Is this a holiday park, residential park, or private-land setup?
✓What are the current pitch fees and how often can they rise?
✓Is there an 11-month season, closure period, or no-residential-use rule?
✓Are there age limits, resale restrictions, park commission or upgrade requirements?
✓What insurance, safety checks, utilities and maintenance costs are realistic?
✓If you plan to rent it out, does the park allow letting and what fees apply?

Next step

Find listings that fit the real budget

Once you know your true annual cost, browse static homes with a clearer view of affordability. Buy your escape route without being blindsided by fees, rules or missing costs.

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